Go here to download towel topper pattern for free. Be sure your printed dimensions are approx 7 and 1/4" tall x 5 and /8" wide at the widest point at the bottom.
Here is the tutorial for the towel.
1. cut desired fabric for the body of the towel 13" long, and 21" wide
2.Cut out 2 pieces for the towel topper. be sure and add in seam allowances to patern piece all the way around. Iron on stabilizer to one piece. This piece will be your TOP piece.. Cut a piece of velcro about 1" long and stitch onto top of topper, and on bottom about 1" up from folded edge of topper. Stitch these onto the TOP piece of topper only. be sure to center them.
3. Place topper pieces with right sides together. Stitch around, leaving bottom open. Clip curves, and turn right sides out. Press well.
4 Turn up edges on bottom towards inside and press well.
5. Cut decorative band 3" wide by 21" long. Stitch embroidery design in center, and fold over long edges approx 1/4" and press.
6. Place band on towel 3" up from bottom on towel, and stitch long edges down. press well again. Trim edges of band that meat sides of towel to same width of towel if needed.
7. With a narrow 1/4" hem, hem sides of towel (13" sides), and lower edge of towel. Leave top edge un-hemmed.
8. find center of towel and mark it at the top edge. Then measure over 3/4" from center, and then 3/4" over from that mark. Then do the same on the other side of center.
9. With back of towel facing you, Pinch up fabric at second mark and fold over to meet center. Fold should line up on 1st mark from center. Do the same with the opposite side. Pin well. ( pen in pic indicates center mark)
(these folds are shown from the TOP or RIGHT side of towel)
10. Now fold sides of towel over to back to meet in center. Form a pleat in each side as needed to make towel width same width as your topper. Pin in place.
11. Now slip upper edge of towel into bottom of topper. Pin and stitch all the way around edges of topper.
Notice velcro side of topper is on the right side of towel, same side as decorative band.